Free tools for small business owners
Price your products, check the break-even point, send invoices and get the paperwork done. Free, in your browser, with no account.
Prices and margins
Find the price that gives the margin you want, see how many sales cover your costs and check what a discount or a commission costs you.
- Profit Margin CalculatorMargin, markup and profit from cost and price, or the price for a target margin.
- Markup CalculatorTurn cost and markup into a selling price, or find markup and margin from any two numbers.
- Break-even CalculatorFind how many units you must sell to cover your fixed costs, with break-even revenue and a profit chart.
- Discount CalculatorThe sale price and what you save with a percent off, stacked discounts or a coupon.
- Price Increase CalculatorNew price after a percentage increase, the percent between two prices, and how many sales you can lose and still keep the same gross profit.
- Commission CalculatorSales commission from a flat rate, tiers or a base salary plus commission, and the sales you need for a target.
Planning the money
See how long cash lasts, what an employee really costs, when an investment pays back and how much stock to order at once.
- Startup Runway CalculatorHow many months your cash lasts at your burn rate, with revenue growth, and the date the money runs out.
- Employee Cost CalculatorThe full cost of an employee beyond salary: payroll taxes, benefits and other costs per year and per hour.
- ROI CalculatorReturn on investment, profit and annualized ROI from what you put in and got back.
- Payback Period CalculatorHow long an investment takes to earn back its cost, simple or discounted, with even or uneven cash flows.
- Depreciation CalculatorStraight-line, declining-balance and sum-of-the-years depreciation with a full schedule.
- Economic Order Quantity CalculatorEconomic order quantity, ordering and holding cost, the reorder point with safety stock and inventory turnover.
Paperwork
Invoices and quotes as PDF, contracts signed and forms filled in, and spreadsheets moved between CSV and Excel.
- Invoice GeneratorA professional invoice as a PDF with your logo, tax and payment details.
- Price Quote GeneratorMake a professional price quote or estimate as a PDF with line items, tax, discount and a valid-until date.
- Sign PDFSign a PDF by drawing, typing or uploading your signature and placing it on any page, on your device.
- Fill PDF FormFill in PDF forms in your browser: type into the form fields or add text anywhere on a page, then save.
- Merge PDFCombine PDF files and images into one PDF, in the order and with the pages you choose.
- Compress PDFMake a PDF smaller by recompressing the photos and scans inside it, in color or grayscale, by level or to a target size.
- CSV to ExcelTurn CSV files into an Excel workbook with real numbers and dates, leading zeros kept and one sheet per file.
- Excel to CSVConvert Excel .xlsx sheets to CSV, one sheet or all as a ZIP, with the delimiter and date format you choose.
Getting found
Brainstorm a name, print a QR code for the shop window, track links in campaigns and measure what a customer is worth.
- Business Name GeneratorGenerate business name ideas from your keywords, in the style you choose, with links to check whether a name is taken.
- QR Code GeneratorQR codes for links, Wi-Fi, contacts, events, SEPA and more.
- Email Signature GeneratorDesign an email signature with your photo, links and social profiles, then copy it into Gmail, Outlook or Apple Mail.
- UTM BuilderCampaign links with UTM tags for Google Analytics, lowercase and clean.
- Conversion Rate CalculatorConversion rate from visitors and conversions, plus the conversions or traffic you need for a goal.
- Customer Lifetime Value CalculatorCalculate customer lifetime value from order value, frequency, margin and churn, with the LTV to CAC ratio.
Templates to print or edit
All templatesFree apps and resources, checked by hand
All free lists- Free Invoicing Software10 apps, each checked on the official page
- Free Accounting Software14 programs, each checked on the official page
- Free Office Suites10 suites, each checked on the official page
- Free CRM Software14 tools, each checked on the official page
- Free Email Marketing Tools18 tools, each checked on the official page
- Free Website Builders12 builders, each checked on the official page
- Free Password Managers10 managers, each checked on the official page
Guides
All guides- Margin vs Markup: Formulas, Table and ExamplesMargin divides profit by price, markup divides it by cost. The formulas, a markup-to-margin table from 10% to 300%, worked examples and common mistakes.
- Gross vs Operating vs Net Profit MarginThree margins, three questions: the formulas, where each number sits on an income statement, one statement worked through, and Census data by industry.
- Marketing Metrics Cheat Sheet: CPM, CPC, CTR, CPA, ROASEvery paid-ads metric on one page: the formula, what Google Ads calls it, how they chain from impressions to revenue, and one campaign worked end to end.
- Sole Proprietorship vs LLC: Liability, Taxes and PaperworkWhat the IRS and the SBA say separates the two: liability, identical default taxes, Form 8832, state filings. A profit table and the questions that decide.
- How to Calculate PercentagesPercent of a number, what percent X is of Y, percent change, percentage points and reverse percentages, with ten worked examples and mental shortcuts.
- EU Reverse Charge VAT: How to Invoice B2B Clients in the EUA business customer in another EU country pays the VAT, not you. What the invoice must say, the VAT number check, the deadline and the Directive articles.
The PDF and spreadsheet tools open your files in the browser and never upload them, which matters for customer lists and contracts.