USD to EUR at the latest rate
On October 7, 2026, the reference rate was 1 USD = 0.8947 EUR, which means 1 EUR = 1.1177 USD. A reference rate is the midpoint of the market without any margin, so it is the fairest number to compare offers against.
What you get after a card fee
Most cards abroad charge a foreign transaction fee of around 3%. The table shows US dollars converted at the reference rate and what is left after a 3% fee, so you can see what a payment really costs.
| US dollar | Reference rate | After 3% fee |
|---|---|---|
| 1 USD | €0.895 | €0.868 |
| 5 USD | €4.47 | €4.34 |
| 10 USD | €8.95 | €8.68 |
| 25 USD | €22.37 | €21.70 |
| 50 USD | €44.73 | €43.39 |
| 100 USD | €89.47 | €86.79 |
| 500 USD | €447.35 | €433.93 |
| 1,000 USD | €894.69 | €867.85 |
| 5,000 USD | €4,473.47 | €4,339.27 |
At the rates of October 7, 2026. Change the fee in the converter above for any other rate.
Where the USD to EUR rate comes from
Both currencies have an official reference rate from the European Central Bank, published every working day at around 4 pm Central European Time. Since the ECB quotes every currency against the euro, this is the rate exactly as the ECB publishes it.
Need the other direction? Use the EUR to USD converter. Splitting a bill on a trip is easier with the tip and split calculator, and the salary converter breaks a salary offer down into hourly and monthly pay.
Frequently asked questions
How much is 100 USD in EUR?
At the reference rate of October 7, 2026, 100 US dollars is €89.47. Your bank or card provider will usually give you a little less, because it adds a margin of 1 to 3 percent on top of this rate.
How do I convert US dollars to euros?
Multiply the amount in US dollars by the exchange rate, which was 0.8947 on October 7, 2026. To go back from EUR to USD, divide by the same rate, or multiply by 1.1177.
How often does the USD to EUR rate change here?
Once per working day. The European Central Bank publishes its reference rates on working days at around 4 pm Central European Time, and this page checks for new rates several times a day. On weekends and holidays the last rate stays.