EUR to USD at the latest rate
On October 7, 2026, the reference rate was 1 EUR = 1.1177 USD, which means 1 USD = 0.8947 EUR. A reference rate is the midpoint of the market without any margin, so it is the fairest number to compare offers against.
What you get after a card fee
Most cards abroad charge a foreign transaction fee of around 3%. The table shows euros converted at the reference rate and what is left after a 3% fee, so you can see what a payment really costs.
| Euro | Reference rate | After 3% fee |
|---|---|---|
| 1 EUR | $1.12 | $1.08 |
| 5 EUR | $5.59 | $5.42 |
| 10 EUR | $11.18 | $10.84 |
| 25 EUR | $27.94 | $27.10 |
| 50 EUR | $55.89 | $54.21 |
| 100 EUR | $111.77 | $108.42 |
| 500 EUR | $558.85 | $542.08 |
| 1,000 EUR | $1,117.70 | $1,084.17 |
| 5,000 EUR | $5,588.50 | $5,420.85 |
At the rates of October 7, 2026. Change the fee in the converter above for any other rate.
Where the EUR to USD rate comes from
Both currencies have an official reference rate from the European Central Bank, published every working day at around 4 pm Central European Time. Since the ECB quotes every currency against the euro, this is the rate exactly as the ECB publishes it.
Going from US dollars back to euros? The USD to EUR page has the tables the other way round. If you plan a call with someone abroad, the time zone converter shows the hour there, and for a road trip the trip fuel cost calculator works out the gas money.
Frequently asked questions
How much is 100 EUR in USD?
At the reference rate of October 7, 2026, 100 euros is $111.77. Your bank or card provider will usually give you a little less, because it adds a margin of 1 to 3 percent on top of this rate.
How do I convert euros to US dollars?
Multiply the amount in euros by the exchange rate, which was 1.1177 on October 7, 2026. To go back from USD to EUR, divide by the same rate, or multiply by 0.8947.
How often does the EUR to USD rate change here?
Once per working day. The European Central Bank publishes its reference rates on working days at around 4 pm Central European Time, and this page checks for new rates several times a day. On weekends and holidays the last rate stays.