USD to GBP at the latest rate
On October 7, 2026, the reference rate was 1 USD = 0.7573 GBP, which means 1 GBP = 1.3205 USD. A reference rate is the midpoint of the market without any margin, so it is the fairest number to compare offers against.
What you get after a card fee
Most cards abroad charge a foreign transaction fee of around 3%. The table shows US dollars converted at the reference rate and what is left after a 3% fee, so you can see what a payment really costs.
| US dollar | Reference rate | After 3% fee |
|---|---|---|
| 1 USD | £0.757 | £0.735 |
| 5 USD | £3.79 | £3.67 |
| 10 USD | £7.57 | £7.35 |
| 25 USD | £18.93 | £18.36 |
| 50 USD | £37.87 | £36.73 |
| 100 USD | £75.73 | £73.46 |
| 500 USD | £378.66 | £367.30 |
| 1,000 USD | £757.31 | £734.59 |
| 5,000 USD | £3,786.57 | £3,672.97 |
At the rates of October 7, 2026. Change the fee in the converter above for any other rate.
Where the USD to GBP rate comes from
Both currencies have an official reference rate from the European Central Bank, published every working day at around 4 pm Central European Time. Since the ECB quotes everything against the euro, the rate between the two is calculated through the euro.
Need the other direction? Use the GBP to USD converter. Splitting a bill on a trip is easier with the tip and split calculator, and the salary converter breaks a salary offer down into hourly and monthly pay.
Frequently asked questions
How much is 100 USD in GBP?
At the reference rate of October 7, 2026, 100 US dollars is £75.73. Your bank or card provider will usually give you a little less, because it adds a margin of 1 to 3 percent on top of this rate.
How do I convert US dollars to British pounds?
Multiply the amount in US dollars by the exchange rate, which was 0.7573 on October 7, 2026. To go back from GBP to USD, divide by the same rate, or multiply by 1.3205.
How often does the USD to GBP rate change here?
Once per working day. The European Central Bank publishes its reference rates on working days at around 4 pm Central European Time, and this page checks for new rates several times a day. On weekends and holidays the last rate stays.