USD to INR at the latest rate
On October 7, 2026, the reference rate was 1 USD = 96.7312 INR, which means 1 INR = 0.01034 USD. A reference rate includes no bank margin, so it is a fair number to compare offers against.
What you get after a card fee
Many cards charge a foreign transaction fee on payments abroad. The table shows US dollars converted at the reference rate and what is left after an example fee of 3%, so you can see what a payment really costs.
| US dollar | Reference rate | After 3% fee |
|---|---|---|
| 1 USD | ₹96.73 | ₹93.83 |
| 5 USD | ₹483.66 | ₹469.15 |
| 10 USD | ₹967.31 | ₹938.29 |
| 25 USD | ₹2,418.28 | ₹2,345.73 |
| 50 USD | ₹4,836.56 | ₹4,691.46 |
| 100 USD | ₹9,673.12 | ₹9,382.93 |
| 500 USD | ₹48,365.62 | ₹46,914.65 |
| 1,000 USD | ₹96,731.23 | ₹93,829.30 |
| 5,000 USD | ₹483,656.17 | ₹469,146.48 |
At the rates of October 7, 2026. Change the fee in the converter above for any other rate.
Where the USD to INR rate comes from
Both currencies have an official reference rate from the European Central Bank, published every working day at around 4 pm Central European Time. Since the ECB quotes everything against the euro, the rate between the two is calculated through the euro.
Going from Indian rupees back to US dollars? The INR to USD page has the tables the other way round. If you plan a call with someone abroad, the time zone converter shows the hour there, and for a road trip the trip fuel cost calculator works out the gas money.
Frequently asked questions
How much is 100 USD in INR?
At the reference rate of October 7, 2026, 100 US dollars is ₹9,673.12. Your bank or card provider will usually give you a little less, because it adds a margin or fee on top of this rate.
How do I convert US dollars to Indian rupees?
Multiply the amount in US dollars by the exchange rate, which was 96.7312 on October 7, 2026. To go back from INR to USD, divide by the same rate, or multiply by 0.01034.
How often does the USD to INR rate change here?
Once per working day. The European Central Bank publishes its reference rates on working days at around 4 pm Central European Time, and this page checks for new rates several times a day. On weekends and holidays the last rate stays.