USD to CNY at the latest rate
On October 7, 2026, the reference rate was 1 USD = 6.7046 CNY, which means 1 CNY = 0.1492 USD. A reference rate includes no bank margin, so it is a fair number to compare offers against.
What you get after a card fee
Many cards charge a foreign transaction fee on payments abroad. The table shows US dollars converted at the reference rate and what is left after an example fee of 3%, so you can see what a payment really costs.
| US dollar | Reference rate | After 3% fee |
|---|---|---|
| 1 USD | CN¥6.70 | CN¥6.50 |
| 5 USD | CN¥33.52 | CN¥32.52 |
| 10 USD | CN¥67.05 | CN¥65.03 |
| 25 USD | CN¥167.61 | CN¥162.59 |
| 50 USD | CN¥335.23 | CN¥325.17 |
| 100 USD | CN¥670.46 | CN¥650.34 |
| 500 USD | CN¥3,352.29 | CN¥3,251.72 |
| 1,000 USD | CN¥6,704.57 | CN¥6,503.43 |
| 5,000 USD | CN¥33,522.86 | CN¥32,517.17 |
At the rates of October 7, 2026. Change the fee in the converter above for any other rate.
Where the USD to CNY rate comes from
Both currencies have an official reference rate from the European Central Bank, published every working day at around 4 pm Central European Time. Since the ECB quotes everything against the euro, the rate between the two is calculated through the euro.
Need the other direction? Use the CNY to USD converter. Splitting a bill on a trip is easier with the tip and split calculator, and the salary converter breaks a salary offer down into hourly and monthly pay.
Frequently asked questions
How much is 100 USD in CNY?
At the reference rate of October 7, 2026, 100 US dollars is CN¥670.46. Your bank or card provider will usually give you a little less, because it adds a margin or fee on top of this rate.
How do I convert US dollars to Chinese yuan?
Multiply the amount in US dollars by the exchange rate, which was 6.7046 on October 7, 2026. To go back from CNY to USD, divide by the same rate, or multiply by 0.1492.
How often does the USD to CNY rate change here?
Once per working day. The European Central Bank publishes its reference rates on working days at around 4 pm Central European Time, and this page checks for new rates several times a day. On weekends and holidays the last rate stays.