↑↓ to move ↵ to open Esc to close Browse all tools

US dollar to Nigerian naira

Dollars to naira is the rate for remittances, school fees and import invoices. Rates from banks, transfer apps and street exchanges can differ a lot from the reference rate, so compare before you send money.

1 USD = 1,330.21 NGNReference rate of October 8, 2026

Convert

Rates of Oct 8, 2026
Bank or card fee
% Your card’s foreign transaction fee is in its price list or terms; for cash, ask the exchange office for its rate and fee.
100 US dollars is
NGN 133,020.70

1 USD = 1,330.21 NGN · 1 NGN = 0.0007518 USD

Source: Rates By Exchange Rate API

USDNGN
1 USDNGN 1,330.21
5 USDNGN 6,651.04
10 USDNGN 13,302.07
25 USDNGN 33,255.18
50 USDNGN 66,510.35
100 USDNGN 133,020.70
500 USDNGN 665,103.51
1,000 USDNGN 1,330,207.02
5,000 USDNGN 6,651,035.12
NGNUSD
1,000 NGN$0.752
5,000 NGN$3.76
10,000 NGN$7.52
25,000 NGN$18.79
50,000 NGN$37.59
100,000 NGN$75.18
500,000 NGN$375.88
1,000,000 NGN$751.76
5,000,000 NGN$3,758.81

Exchange rates come from our server, which fetches the ECB reference rates and, for other currencies, ExchangeRate-API. Your amounts stay in your browser.

USD to NGN at the latest rate

On October 8, 2026, the reference rate was 1 USD = 1,330.21 NGN, which means 1 NGN = 0.0007518 USD. A reference rate includes no bank margin, so it is a fair number to compare offers against.

What you get after a card fee

Many cards charge a foreign transaction fee on payments abroad. The table shows US dollars converted at the reference rate and what is left after an example fee of 3%, so you can see what a payment really costs.

US dollarReference rateAfter 3% fee
1 USDNGN 1,330.21NGN 1,290.30
5 USDNGN 6,651.04NGN 6,451.50
10 USDNGN 13,302.07NGN 12,903.01
25 USDNGN 33,255.18NGN 32,257.52
50 USDNGN 66,510.35NGN 64,515.04
100 USDNGN 133,020.70NGN 129,030.08
500 USDNGN 665,103.51NGN 645,150.41
1,000 USDNGN 1,330,207.02NGN 1,290,300.81
5,000 USDNGN 6,651,035.12NGN 6,451,504.07

At the rates of October 8, 2026. Change the fee in the converter above for any other rate.

Where the USD to NGN rate comes from

The European Central Bank does not publish a rate for the Nigerian naira, so this pair uses the free daily rates of ExchangeRate-API, which quote it directly against the US dollar.

Need the other direction? Use the NGN to USD converter. Splitting a bill on a trip is easier with the tip and split calculator, and the salary converter breaks a salary offer down into hourly and monthly pay.

Frequently asked questions

How much is 100 USD in NGN?

At the reference rate of October 8, 2026, 100 US dollars is NGN 133,020.70. Your bank or card provider will usually give you a little less, because it adds a margin or fee on top of this rate.

How do I convert US dollars to Nigerian naira?

Multiply the amount in US dollars by the exchange rate, which was 1,330.21 on October 8, 2026. To go back from NGN to USD, divide by the same rate, or multiply by 0.0007518.

How often does the USD to NGN rate change here?

Once a day. ExchangeRate-API updates its free rates daily, and this page checks for new rates several times a day. Banks and card networks move their own rates during the day, so the rate on your statement can be slightly different.