Take-home pay in Texas by salary
Each row is one salary in Texas: a single filer, paid biweekly, with nothing taken out for a 401(k), an HSA or insurance, under the 2026 federal rules. Social Security is 6.2% up to $184,500 of wages and Medicare 1.45%.
| Salary | Federal tax | Social Security + Medicare | Take-home | Per paycheck | Take-home in Oklahoma |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $34,320 | $1,320.00 | $33,066 |
| $60,000 | $5,020 | $4,590 | $50,390 | $1,938.08 | $48,236 |
| $80,000 | $8,770 | $6,120 | $65,110 | $2,504.23 | $62,056 |
| $100,000 | $13,170 | $7,650 | $79,180 | $3,045.38 | $75,226 |
| $150,000 | $24,734 | $11,475 | $113,791 | $4,376.58 | $107,587 |
All taxes together take 14.2% of a $40,000 salary here and 20.8% of $100,000. Local income taxes are left out; the calculator has a field for them.
Per paycheck by pay schedule
How big each paycheck is on a weekly, biweekly, semimonthly or monthly schedule. Federal taxes are figured for the full year, so only the size of each check changes.
| Salary | Weekly (52) | Biweekly (26) | Semimonthly (24) | Monthly (12) |
|---|---|---|---|---|
| $40,000 | $660.00 | $1,320.00 | $1,430.00 | $2,860.00 |
| $60,000 | $969.04 | $1,938.08 | $2,099.58 | $4,199.17 |
| $80,000 | $1,252.12 | $2,504.23 | $2,712.92 | $5,425.83 |
| $100,000 | $1,522.69 | $3,045.38 | $3,299.17 | $6,598.33 |
| $150,000 | $2,188.29 | $4,376.58 | $4,741.29 | $9,482.58 |
Of a $5,000 raise from $60,000, a single filer in Texas keeps about $4,018, or 80 cents of each extra dollar. Taxes take $600 federal income tax and $383 Social Security and Medicare.
Texas income tax in 2026
Texas is one of the states without a tax on wages, so the state line of the paycheck is zero. Texas has no personal income tax. The Comptroller collects sales tax and the franchise tax on businesses instead.
There is no individual income tax, and there is no state payroll tax on employees either.
Article 8, section 24-a of the Texas Constitution, added in 2019, says the Legislature may not impose a tax on the net incomes of individuals. A further amendment in November 2025 added section 24-b, which prohibits a capital gains tax.
Texas does tax purchases: the state sales tax is 6.25%, 8.2% on average with local taxes. See the Texas sales tax calculator.
Texas compared with neighboring states
Take-home pay on $80,000 for a single filer with no pre-tax deductions, computed with the same 2026 rules as the calculator, and how much more or less each state leaves than Texas at three salaries. State payroll deductions are included.
| State | Income tax | Take-home on $80,000 | vs Texas on $40,000 | on $80,000 | on $150,000 |
|---|---|---|---|---|---|
| Louisiana | 3% flat | $63,096 | −$814 | −$2,014 | −$4,114 |
| Arkansas | 2% to 3.7% | $62,637 | −$993 | −$2,473 | −$5,350 |
| New Mexico | 1.5% to 5.9% | $62,516 | −$753 | −$2,594 | −$6,019 |
| Oklahoma | 2.5% to 4.5% | $62,056 | −$1,255 | −$3,055 | −$6,205 |
On $80,000, no state in the table leaves more take-home pay than Texas. The gap is largest with Oklahoma, $3,055 a year or $117.48 per biweekly paycheck. At $150,000 the gap with Oklahoma is $6,205 a year, wider.
The paycheck is not the only state tax. Spend $10,000 on taxable goods and the average sales tax is $820 in Texas; New Mexico charges $768, Oklahoma charges $906, Arkansas charges $948 and Louisiana charges $1,013.
Other states with no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Washington, Wyoming. The paycheck calculator page compares all 50 states and DC on one salary.
Got a raise? The raise calculator shows the difference per paycheck, and the 401(k) calculator shows what the pre-tax contribution grows into.
Sources
Figures checked in October 2026. The state rows use the same data as the calculator: the Tax Foundation survey as of January 1, 2026, updated with laws signed later in 2026, and each state's own worksheets for phase-outs. Estimates only, not tax advice.
- Tax Foundation: State Individual Income Tax Rates and Brackets, 2026 (as of February 2026)
- IRS Rev. Proc. 2025-32: 2026 federal tax brackets and standard deduction
- Texas revenue department: official forms and withholding
- Texas Constitution, Article 8 (Texas Legislature)
Frequently asked questions
How much is $60,000 after taxes in Texas?
About $50,390 a year for a single filer with no pre-tax deductions, or $1,938.08 per biweekly paycheck. That is after $5,020 of federal income tax and $4,590 of Social Security and Medicare. The same salary leaves $2,155 less in Oklahoma. Married filers and anyone with a 401(k) or health premiums keep more; the calculator above handles both.
Does Texas have a state income tax?
No. Texas does not tax wages. Your paycheck still loses federal income tax, Social Security (6.2%) and Medicare (1.45%).
Can Texas start an income tax?
Not without changing the constitution. Article 8, section 24-a, added in 2019, prohibits a tax on the net incomes of individuals, including their share of partnership income. Section 24-b, added in November 2025, also prohibits a capital gains tax.
What is taken out of a Texas paycheck?
Federal income tax, Social Security (6.2% up to $184,500 of wages) and Medicare (1.45%), plus whatever you put into a 401(k), an HSA or health insurance. On $80,000 that is $8,770 of federal tax and $6,120 of Social Security and Medicare, leaving $65,110 a year. Across the border in Oklahoma, state taxes would take another $3,055.
Do you take home more in Texas or in Oklahoma?
On $80,000, no state in the table leaves more take-home pay than Texas. The gap is largest with Oklahoma, $3,055 a year or $117.48 per biweekly paycheck. At $150,000 the gap with Oklahoma is $6,205 a year, wider. Oklahoma: 2.5% to 4.5%; Texas: no state income tax. Both figures are for a single filer with no pre-tax deductions under the 2026 rules.