Take-home pay in Tennessee by salary
Yearly take-home pay for a single filer paid every two weeks, with no 401(k), HSA or insurance deductions, under the 2026 federal rules. Social Security is 6.2% up to $184,500 of wages and Medicare 1.45%.
| Salary | Federal tax | Social Security + Medicare | Tennessee tax | Take-home | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $0 | $34,320 | $1,320.00 |
| $60,000 | $5,020 | $4,590 | $0 | $50,390 | $1,938.08 |
| $80,000 | $8,770 | $6,120 | $0 | $65,110 | $2,504.23 |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045.38 |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,376.58 |
Taxes on $100,000 come to 20.8% of gross pay in Tennessee; on $40,000 they are 14.2%. Local income taxes are not included; enter a rate in the calculator if your city or county charges one.
Tennessee income tax in 2026
Tennessee is one of the states without a tax on wages, so the state line of the paycheck is zero. Tennessee is one of the eight states with no individual income tax at all, so wages, interest and dividends are all untaxed by the state.
There is no state payroll deduction for disability or paid leave either.
Nearby and similar states
Neighboring states: Kentucky (3.5% flat), Virginia (2% to 5.75%), North Carolina (3.99% flat), Georgia (4.99% flat), Alabama (2% to 5%), Mississippi (4% flat), Arkansas (2% to 3.7%), Missouri (2% to 4.7%).
Other states with no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Texas, Washington, Wyoming. The paycheck calculator page compares all 50 states and DC on one salary.
Budget with the net number: the 50/30/20 budget planner splits monthly take-home pay into needs, wants and savings. To turn an hourly wage into a salary first, use the salary converter.
Sources
Figures checked in October 2026. The state rows use the same data as the calculator: the Tax Foundation survey as of January 1, 2026, updated with laws signed later in 2026, and each state's own worksheets for phase-outs. Estimates only, not tax advice.
- Tax Foundation: State Individual Income Tax Rates and Brackets, 2026 (as of February 2026)
- IRS Rev. Proc. 2025-32: 2026 federal tax brackets and standard deduction
- Tennessee revenue department: official forms and withholding
Frequently asked questions
How much is $60,000 after taxes in Tennessee?
About $50,390 a year for a single filer with no pre-tax deductions, or $1,938.08 per biweekly paycheck. That is after $5,020 of federal income tax, $4,590 of Social Security and Medicare. Married filers and anyone with a 401(k) or health premiums keep more; the calculator above handles both.
Does Tennessee have a state income tax?
No. Tennessee does not tax wages. Your paycheck still loses federal income tax, Social Security (6.2%) and Medicare (1.45%).
Does Tennessee have local income tax?
No. The Tax Foundation's 2026 survey lists local income taxes only in Alabama, Indiana, Iowa, Kentucky, Maryland, Michigan, Missouri, New York, Ohio, Oregon and Pennsylvania. Tennessee is not among them, so the local field stays at 0.
What is the take-home pay on $100,000 in Tennessee?
About $79,180 a year, $3,045.38 per biweekly paycheck, for a single filer. Taxes come to 20.8% of gross pay: $13,170 federal income tax, $7,650 Social Security and Medicare.
What is taken out of a Tennessee paycheck?
Federal income tax, Social Security (6.2% up to $184,500 of wages) and Medicare (1.45%), plus whatever you put into a 401(k), an HSA or health insurance. On $80,000 that is $8,770 of federal tax and $6,120 of Social Security and Medicare, leaving $65,110 a year.