Take-home pay in Mississippi by salary
Yearly take-home pay for a single filer paid every two weeks, with no 401(k), HSA or insurance deductions, under the 2026 federal rules and Mississippi's 2026 state rules. Social Security is 6.2% up to $184,500 of wages and Medicare 1.45%.
| Salary | Federal tax | Social Security + Medicare | Mississippi tax | Take-home | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $868 | $33,452 | $1,286.62 |
| $60,000 | $5,020 | $4,590 | $1,668 | $48,722 | $1,873.92 |
| $80,000 | $8,770 | $6,120 | $2,468 | $62,642 | $2,409.31 |
| $100,000 | $13,170 | $7,650 | $3,268 | $75,912 | $2,919.69 |
| $150,000 | $24,734 | $11,475 | $5,268 | $108,523 | $4,173.96 |
Taxes on $100,000 come to 24.1% of gross pay in Mississippi; on $40,000 they are 16.4%. Local income taxes are not included; enter a rate in the calculator if your city or county charges one.
Per paycheck by pay schedule
The same take-home pay split by how often you are paid. Federal and state taxes are worked out for the whole year here, so the yearly total is the same on every schedule.
| Salary | Weekly (52) | Biweekly (26) | Semimonthly (24) | Monthly (12) |
|---|---|---|---|---|
| $40,000 | $643.31 | $1,286.62 | $1,393.83 | $2,787.67 |
| $60,000 | $936.96 | $1,873.92 | $2,030.08 | $4,060.17 |
| $80,000 | $1,204.65 | $2,409.31 | $2,610.08 | $5,220.17 |
| $100,000 | $1,459.85 | $2,919.69 | $3,163.00 | $6,326.00 |
| $150,000 | $2,086.98 | $4,173.96 | $4,521.79 | $9,043.58 |
A $5,000 raise on a $60,000 salary adds about $3,818 a year to take-home pay in Mississippi, $146.83 per biweekly paycheck. The rest goes to $600 federal income tax, $383 Social Security and Medicare and $200 Mississippi income tax.
Mississippi income tax in 2026
Mississippi applies one rate, 4%, to taxable income above $10,000. On $60,000 that comes to about $1,668 for 2026. Mississippi cut its flat rate to 4% for 2026 and plans to reach 3% by 2030, subject to revenue triggers.
The first $10,000 of taxable income is untaxed, after a $2,300 standard deduction and a $6,000 exemption for a single filer.
To set your Mississippi withholding, give your employer Form 89-350, the Mississippi Employee's Withholding Exemption Certificate. The employer keeps it on file.
Sales tax is separate from the paycheck: 7% at the state level in Mississippi, 7.06% on average with local taxes. The Mississippi sales tax calculator adds it to a price.
Mississippi tax brackets, 2026
| Rate | Single | Married, joint |
|---|---|---|
| 0% | $0 to $10,000 | $0 to $10,000 |
| 4% | Over $10,000 | Over $10,000 |
Taxable income after the deductions and exemptions below. Head of household filers use the single brackets.
Deductions, exemptions and credits
| Standard deduction | $2,300 single, $4,600 joint, $3,400 head of household |
|---|---|
| Personal exemption | $6,000 single, $12,000 joint, $8,000 head of household |
| Zero bracket | No tax on the first $10,000 of taxable income |
Mississippi compared with neighboring states
Take-home pay on $80,000 for a single filer with no pre-tax deductions, computed with the same 2026 rules as the calculator, and how much more or less each state leaves than Mississippi at three salaries. State payroll deductions are included.
| State | Income tax | Take-home on $80,000 | vs Mississippi on $40,000 | on $80,000 | on $150,000 |
|---|---|---|---|---|---|
| Tennessee | No state income tax | $65,110 | +$868 | +$2,468 | +$5,268 |
| Louisiana | 3% flat | $63,096 | +$54 | +$454 | +$1,154 |
| Arkansas | 2% to 3.7% | $62,637 | −$125 | −$5 | −$82 |
| Alabama | 2% to 5% | $61,789 | −$761 | −$854 | −$755 |
On $80,000 a single filer keeps $2,468 more a year in Tennessee than in Mississippi, but $854 less in Alabama. At $150,000 the gap with Tennessee is $5,268 a year, wider.
Sales tax shifts the picture a little. At average combined rates, $10,000 of taxable purchases carries $706 of tax in Mississippi, against $946 in Alabama, $948 in Arkansas, $961 in Tennessee and $1,013 in Louisiana.
Other flat-tax states: Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kentucky. The paycheck calculator page compares all 50 states and DC on one salary.
Budget with the net number: the 50/30/20 budget planner splits monthly take-home pay into needs, wants and savings. To turn an hourly wage into a salary first, use the salary converter.
Sources
Figures checked in October 2026. The state rows use the same data as the calculator: the Tax Foundation survey as of January 1, 2026, updated with laws signed later in 2026, and each state's own worksheets for phase-outs. Estimates only, not tax advice.
- Tax Foundation: State Individual Income Tax Rates and Brackets, 2026 (as of February 2026)
- IRS Rev. Proc. 2025-32: 2026 federal tax brackets and standard deduction
- Mississippi revenue department: official forms and withholding
- Mississippi DOR: Form 89-350
Frequently asked questions
How much is $60,000 after taxes in Mississippi?
About $48,722 a year for a single filer with no pre-tax deductions, or $1,873.92 per biweekly paycheck. That is after $5,020 of federal income tax, $4,590 of Social Security and Medicare and $1,668 of Mississippi income tax. The same salary leaves $1,668 more in Tennessee. Married filers and anyone with a 401(k) or health premiums keep more; the calculator above handles both.
What is the Mississippi income tax rate for 2026?
4% on taxable income above the first $10,000. Standard deduction: $2,300 single, $4,600 joint, $3,400 head of household.
Which state withholding form do I fill out in Mississippi?
To set your Mississippi withholding, give your employer Form 89-350, the Mississippi Employee's Withholding Exemption Certificate. The employer keeps it on file.
Does Mississippi have local income tax?
No. The Tax Foundation's 2026 survey lists local income taxes only in Alabama, Indiana, Iowa, Kentucky, Maryland, Michigan, Missouri, New York, Ohio, Oregon and Pennsylvania. Mississippi is not among them, so the local field stays at 0.
What is the take-home pay on $100,000 in Mississippi?
About $75,912 a year, $2,919.69 per biweekly paycheck, for a single filer. Taxes come to 24.1% of gross pay: $13,170 federal income tax, $7,650 Social Security and Medicare and $3,268 Mississippi income tax.
How much Mississippi income tax do I pay on $80,000?
About $2,468 a year for a single filer, $94.92 per biweekly paycheck, on top of $8,770 of federal income tax and $6,120 of Social Security and Medicare. Take-home pay is about $62,642 a year.
Do you take home more in Mississippi or in Tennessee?
On $80,000 a single filer keeps $2,468 more a year in Tennessee than in Mississippi, but $854 less in Alabama. At $150,000 the gap with Tennessee is $5,268 a year, wider. Tennessee: no state income tax; Mississippi: 4% flat. Both figures are for a single filer with no pre-tax deductions under the 2026 rules.