Take-home pay in Illinois by salary
Yearly take-home pay for a single filer paid every two weeks, with no 401(k), HSA or insurance deductions, under the 2026 federal rules and Illinois's 2026 state rules. Social Security is 6.2% up to $184,500 of wages and Medicare 1.45%.
| Salary | Federal tax | Social Security + Medicare | Illinois tax | Take-home | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,835 | $32,485 | $1,249.41 |
| $60,000 | $5,020 | $4,590 | $2,825 | $47,565 | $1,829.41 |
| $80,000 | $8,770 | $6,120 | $3,815 | $61,295 | $2,357.49 |
| $100,000 | $13,170 | $7,650 | $4,805 | $74,375 | $2,860.57 |
| $150,000 | $24,734 | $11,475 | $7,280 | $106,511 | $4,096.57 |
Taxes on $100,000 come to 25.6% of gross pay in Illinois; on $40,000 they are 18.8%. Local income taxes are not included; enter a rate in the calculator if your city or county charges one.
Illinois income tax in 2026
Illinois applies one rate, 4.95%, to taxable income. Illinois charges a flat 4.95% with no standard deduction. Each filer gets a $2,925 exemption instead, which disappears above $250,000 of income ($500,000 joint).
Illinois is not among the states with local income taxes in the Tax Foundation survey.
Illinois tax brackets, 2026
| Rate | Single | Married, joint |
|---|---|---|
| 4.95% | Over $0 | Over $0 |
Taxable income after the deductions and exemptions below. Head of household filers use the single brackets.
Deductions, exemptions and credits
| Personal exemption | $2,925 single, $5,850 joint; none above $250,000 of income ($500,000 joint) |
|---|
Nearby and similar states
Neighboring states: Wisconsin (3.5% to 7.65%), Iowa (3.8% flat), Missouri (2% to 4.7%), Kentucky (3.5% flat), Indiana (2.95% flat).
Other flat-tax states: Arizona, Colorado, Georgia, Idaho, Louisiana, Massachusetts, Michigan, Mississippi. The paycheck calculator page compares all 50 states and DC on one salary.
Got a raise? The raise calculator shows the difference per paycheck, and the 401(k) calculator shows what the pre-tax contribution grows into.
Sources
Figures checked in October 2026. The state rows use the same data as the calculator: the Tax Foundation survey as of January 1, 2026, updated with laws signed later in 2026, and each state's own worksheets for phase-outs. Estimates only, not tax advice.
- Tax Foundation: State Individual Income Tax Rates and Brackets, 2026 (as of February 2026)
- IRS Rev. Proc. 2025-32: 2026 federal tax brackets and standard deduction
- Illinois revenue department: official forms and withholding
Frequently asked questions
How much is $60,000 after taxes in Illinois?
About $47,565 a year for a single filer with no pre-tax deductions, or $1,829.41 per biweekly paycheck. That is after $5,020 of federal income tax, $4,590 of Social Security and Medicare, $2,825 of Illinois income tax. Married filers and anyone with a 401(k) or health premiums keep more; the calculator above handles both.
What is the Illinois income tax rate for 2026?
4.95% on taxable income. Personal exemption: $2,925 single, $5,850 joint; none above $250,000 of income ($500,000 joint).
Does Illinois have local income tax?
No. The Tax Foundation's 2026 survey lists local income taxes only in Alabama, Indiana, Iowa, Kentucky, Maryland, Michigan, Missouri, New York, Ohio, Oregon and Pennsylvania. Illinois is not among them, so the local field stays at 0.
What is the take-home pay on $100,000 in Illinois?
About $74,375 a year, $2,860.57 per biweekly paycheck, for a single filer. Taxes come to 25.6% of gross pay: $13,170 federal income tax, $7,650 Social Security and Medicare, $4,805 of Illinois income tax.
How much Illinois income tax do I pay on $80,000?
About $3,815 a year for a single filer, $146.74 per biweekly paycheck, on top of $8,770 of federal income tax and $6,120 of Social Security and Medicare. Take-home pay is about $61,295 a year.