Take-home pay in Indiana by salary
What a single filer keeps of five salaries, before any 401(k), HSA or insurance deductions and paid every two weeks, under the 2026 federal rules and Indiana's 2026 state rules. Social Security is 6.2% up to $184,500 of wages and Medicare 1.45%.
| Salary | Federal tax | Social Security + Medicare | Indiana tax | Take-home | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,151 | $33,170 | $1,275.75 |
| $60,000 | $5,020 | $4,590 | $1,741 | $48,650 | $1,871.13 |
| $80,000 | $8,770 | $6,120 | $2,331 | $62,780 | $2,414.60 |
| $100,000 | $13,170 | $7,650 | $2,921 | $76,260 | $2,933.06 |
| $150,000 | $24,734 | $11,475 | $4,396 | $109,396 | $4,207.52 |
From $40,000 to $150,000 the share lost to taxes climbs from 17.1% to 27.1%. The table leaves out local income taxes, which you can add in the calculator.
Per paycheck by pay schedule
Divide the yearly take-home pay by the number of paydays. A monthly check on $60,000 is $4,054.13, a weekly one $935.57.
| Salary | Weekly (52) | Biweekly (26) | Semimonthly (24) | Monthly (12) |
|---|---|---|---|---|
| $40,000 | $637.88 | $1,275.75 | $1,382.06 | $2,764.13 |
| $60,000 | $935.57 | $1,871.13 | $2,027.06 | $4,054.13 |
| $80,000 | $1,207.30 | $2,414.60 | $2,615.81 | $5,231.63 |
| $100,000 | $1,466.53 | $2,933.06 | $3,177.48 | $6,354.96 |
| $150,000 | $2,103.76 | $4,207.52 | $4,558.15 | $9,116.29 |
Going from $60,000 to $65,000 in Indiana raises a biweekly paycheck by about $148.85, $3,870 over the year, after $600 federal income tax, $383 Social Security and Medicare and $148 Indiana income tax.
Indiana income tax in 2026
Indiana applies one rate, 2.95%, to taxable income. On $60,000 that comes to about $1,741 for 2026. Indiana cut its flat rate from 3% to 2.95% on January 1, 2026, with 2.9% scheduled for 2027 and further cuts possible from 2030.
The county tax matters as much as the state cut: every county adds its own rate, so the local field is not optional in Indiana.
To set your Indiana withholding, give your employer Form WH-4, the Employee's Withholding Exemption and County Status Certificate. It also tells your employer which county you live and work in, which sets the county tax.
Sales tax is separate from the paycheck: 7% at the state level in Indiana. The Indiana sales tax calculator adds it to a price.
Indiana tax brackets, 2026
| Rate | Single | Married, joint |
|---|---|---|
| 2.95% | Over $0 | Over $0 |
Taxable income after the deductions and exemptions below. Head of household filers use the single brackets.
Deductions, exemptions and credits
| Personal exemption | $1,000 single, $2,000 joint |
|---|
Local income tax
Every Indiana county adds its own income tax, withheld by your employer with the state tax. The rate depends on your county; the Department of Revenue list is linked below. Enter your rate in the local income tax field of the calculator; the table above leaves it out.
The Department of Revenue lists every county's rate for withholding; for 2026 Marion County (Indianapolis) is 2.02% and Allen County 1.59%. Official list: Indiana DOR Departmental Notice #1: county tax rates effective January 1, 2026.
Indiana compared with neighboring states
Take-home pay on $80,000 for a single filer with no pre-tax deductions, computed with the same 2026 rules as the calculator, and how much more or less each state leaves than Indiana at three salaries. State payroll deductions are included.
| State | Income tax | Take-home on $80,000 | vs Indiana on $40,000 | on $80,000 | on $150,000 |
|---|---|---|---|---|---|
| Ohio | 2.75% flat | $63,354 | +$501 | +$574 | +$707 |
| Kentucky | 3.5% flat | $62,428 | −$132 | −$352 | −$737 |
| Michigan | 4.25% flat | $61,961 | −$299 | −$819 | −$1,729 |
| Illinois | 4.95% flat | $61,295 | −$685 | −$1,485 | −$2,885 |
On $80,000 a single filer keeps $574 more a year in Ohio than in Indiana, but $1,485 less in Illinois. At $150,000 the gap with Ohio is $707 a year, wider.
For a fuller comparison, add sales tax. On $10,000 of taxable spending it averages $700 in Indiana; the same spending costs $600 in Kentucky, $600 in Michigan, $729 in Ohio and $898 in Illinois.
Other flat-tax states: Arizona, Colorado, Georgia, Idaho, Iowa, Louisiana, Massachusetts, Mississippi. The paycheck calculator page compares all 50 states and DC on one salary.
Working for yourself in Indiana? The hourly rate calculator starts from the income you need and adds the taxes an employer would otherwise share. For a mortgage, the home affordability calculator works from gross pay, as lenders do.
Sources
Figures checked in October 2026. The state rows use the same data as the calculator: the Tax Foundation survey as of January 1, 2026, updated with laws signed later in 2026, and each state's own worksheets for phase-outs. Estimates only, not tax advice.
- Tax Foundation: State Individual Income Tax Rates and Brackets, 2026 (as of February 2026)
- IRS Rev. Proc. 2025-32: 2026 federal tax brackets and standard deduction
- Indiana revenue department: official forms and withholding
- Indiana DOR: withholding tax forms
- Indiana DOR Departmental Notice #1: county tax rates effective January 1, 2026
Frequently asked questions
How much is $60,000 after taxes in Indiana?
About $48,650 a year for a single filer with no pre-tax deductions, or $1,871.13 per biweekly paycheck. That is after $5,020 of federal income tax, $4,590 of Social Security and Medicare and $1,741 of Indiana income tax. The same salary leaves $534 more in Ohio. Married filers and anyone with a 401(k) or health premiums keep more; the calculator above handles both.
What is the Indiana income tax rate for 2026?
2.95% on taxable income. Personal exemption: $1,000 single, $2,000 joint.
Which state withholding form do I fill out in Indiana?
To set your Indiana withholding, give your employer Form WH-4, the Employee's Withholding Exemption and County Status Certificate. It also tells your employer which county you live and work in, which sets the county tax.
Does Indiana have local income tax?
Every Indiana county adds its own income tax, withheld by your employer with the state tax. The rate depends on your county; the Department of Revenue list is linked below. The Department of Revenue lists every county's rate for withholding; for 2026 Marion County (Indianapolis) is 2.02% and Allen County 1.59%.
What is the take-home pay on $100,000 in Indiana?
About $76,260 a year, $2,933.06 per biweekly paycheck, for a single filer. Taxes come to 23.7% of gross pay: $13,170 federal income tax, $7,650 Social Security and Medicare and $2,921 Indiana income tax.
How much Indiana income tax do I pay on $80,000?
About $2,331 a year for a single filer, $89.63 per biweekly paycheck, on top of $8,770 of federal income tax and $6,120 of Social Security and Medicare. Take-home pay is about $62,780 a year.
Do you take home more in Indiana or in Ohio?
On $80,000 a single filer keeps $574 more a year in Ohio than in Indiana, but $1,485 less in Illinois. At $150,000 the gap with Ohio is $707 a year, wider. Ohio: 2.75% flat; Indiana: 2.95% flat. Both figures are for a single filer with no pre-tax deductions under the 2026 rules.