USD to JPY at the latest rate
On October 7, 2026, the reference rate was 1 USD = 158.23 JPY, which means 1 JPY = 0.006320 USD. A reference rate is the midpoint of the market without any margin, so it is the fairest number to compare offers against.
What you get after a card fee
Most cards abroad charge a foreign transaction fee of around 3%. The table shows US dollars converted at the reference rate and what is left after a 3% fee, so you can see what a payment really costs.
| US dollar | Reference rate | After 3% fee |
|---|---|---|
| 1 USD | ¥158 | ¥153 |
| 5 USD | ¥791 | ¥767 |
| 10 USD | ¥1,582 | ¥1,535 |
| 25 USD | ¥3,956 | ¥3,837 |
| 50 USD | ¥7,911 | ¥7,674 |
| 100 USD | ¥15,823 | ¥15,348 |
| 500 USD | ¥79,113 | ¥76,740 |
| 1,000 USD | ¥158,227 | ¥153,480 |
| 5,000 USD | ¥791,134 | ¥767,400 |
At the rates of October 7, 2026. Change the fee in the converter above for any other rate.
Where the USD to JPY rate comes from
Both currencies have an official reference rate from the European Central Bank, published every working day at around 4 pm Central European Time. Since the ECB quotes everything against the euro, the rate between the two is calculated through the euro.
For the reverse rate, open JPY to USD. When a price abroad is on sale, the discount calculator shows the final price before you convert it, and the salary converter helps compare a job offer paid in Japanese yen.
Frequently asked questions
How much is 100 USD in JPY?
At the reference rate of October 7, 2026, 100 US dollars is ¥15,823. Your bank or card provider will usually give you a little less, because it adds a margin of 1 to 3 percent on top of this rate.
How do I convert US dollars to Japanese yen?
Multiply the amount in US dollars by the exchange rate, which was 158.23 on October 7, 2026. To go back from JPY to USD, divide by the same rate, or multiply by 0.006320.
How often does the USD to JPY rate change here?
Once per working day. The European Central Bank publishes its reference rates on working days at around 4 pm Central European Time, and this page checks for new rates several times a day. On weekends and holidays the last rate stays.