Subscription Cost Tracker

How the tracker adds up your subscriptions

Each subscription bills on its own schedule: one every month, another once a year, a third every week or every four weeks. To compare them, the tracker turns every price into a cost per year and divides that by 12 for the monthly figure. The totals at the top are the sum of all lines.

Here is what a $10 price comes to on each billing cycle:

A weekly plan counts 52 weeks, the usual way to turn a weekly amount into a yearly one. A custom cycle counts 365 days a year. A plan billed every 28 days therefore charges about 13 times a year, one more time than a monthly plan, which is why a price per four weeks costs more than the same price per month.

How renewal dates are counted

Enter the next renewal date from your account or your last receipt. If you only know an older date, such as the day you signed up, enter that: the tracker moves it forward by whole billing cycles until it reaches today or later. The list of next renewals shows every subscription that has a date, soonest first, and the "due in the next 30 days" figure adds up every charge in that window, so a weekly plan can count four or five times.

Months always count from the original date. A plan that started on January 31, 2028 renews on February 29, March 31, April 30 and May 31: on the last day of a shorter month and back on the 31st when the month has one. A yearly plan that started on February 29, 2028 renews on February 28, 2029, on February 28 in the years after that, and on February 29, 2032 in the next leap year. Services set their own rules for these edge cases, so check your account when the exact day matters, for example before a free trial ends.

Finding every subscription you pay for

Subscriptions are billed in different places, so one source rarely shows them all. Go through these and add each charge that repeats:

• Bank and card statements. Look back at least a few months, and further for yearly plans, since those show up only once a year.
• Email receipts. Search your inbox for words like receipt, renewal, subscription or trial.
• App stores. On an iPhone, Apple lists the subscriptions you pay through it under Settings, your name, Subscriptions (Apple Support). On Android, Google Play shows yours under Payments and subscriptions in your Google Account, and its help page notes that uninstalling an app does not cancel its subscription (Google Play Help).
• Bills that are subscriptions in all but name. Your phone plan, home internet, a gym membership or a delivery pass also renew on their own, so they belong on the list.

Deciding what to cancel

Tick "Cancel it" on every subscription you are thinking about dropping. The result then shows what you would save per month and per year, and what you would still pay for the rest. Nothing is cancelled for you: the flag only helps you see the effect before you decide. A few questions help:

• When did you last use it? If you cannot remember, that is your answer for most services.
• Do two services overlap? Two music apps or several video streaming services may cover the same need. Keeping one at a time and switching when you have watched what you wanted cuts the total.
• Is there a cheaper plan? Check whether the service offers a plan with ads, a smaller tier or a family plan, and compare its price with what you pay now.
• Monthly or yearly? A yearly price below 12 monthly payments only saves money if you keep the service all year.

The next renewals list shows how much time you have before each charge. Check each service's terms for when a cancellation takes effect, and cancel before the renewal date if you do not want to pay for another cycle.

What the savings add up to

Small monthly amounts become large over the years. The tracker multiplies the monthly savings from the flagged subscriptions by 12, 60 and 120 months, or uses your whole monthly total when nothing is flagged. These sums leave out interest on purpose, since any rate would be a guess about the future. The link under the figures opens the compound interest calculator with the same monthly amount, where you enter a rate you think is realistic. For a longer view of what a fixed price loses to rising prices, the inflation calculator helps, and the budget planner shows where subscriptions fit next to your other spending.

Saving, exporting and importing your list

Your list stays in your browser. Tick "Save on this device" to find it again on your next visit; untick it to delete the saved copy. The CSV download opens in any spreadsheet app, with one row per subscription and its monthly and yearly cost. The JSON download is a backup you can load again with Import. Import also reads your own spreadsheets saved as CSV, as long as the first row names the columns, with at least a name and a price.

How to use the subscription cost tracker

1. 1Choose your currency, then add each subscription with the chips or the Other button.
2. 2Enter the price you pay, how often you are billed, the next renewal date and a category.
3. 3Read your monthly and yearly total, the cost by category and which subscriptions renew next.
4. 4Tick "Cancel it" on the ones you could drop to see what you would save per month and per year.
5. 5Copy the result, download a CSV or JSON file, or save the list on this device for next time.

Built by Tobias Kurth, designer. Updated October 13, 2026.

Frequently asked questions